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Bankruptcy Lawyer Q &A

Speaking with a bankruptcy lawyer near you can be the best way to get information about how filing bankruptcy can affect your debt and your future. Because Total Attorneys works with a nationwide network of sponsoring bankruptcy lawyers, we are able to provide you with answers from some of our sponsoring lawyers to some of the most common bankruptcy questions.

Keep in mind, however, that each bankruptcy case is different. To get more thorough answers to all of your questions, speak with a bankruptcy lawyer near you. If you would like a free case review with a local bankruptcy lawyer, click the button on this page and we'll help you connect with an attorney nearby.

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To get answers to common bankruptcy questions click the questions below and see what some of our sponsoring bankruptcy attorneys had to say.

"Depends on what the issues is, what the debt is, depends on a variety of factors. If it’s credit card debt you can’t afford to pay them back you could do a chapter 7. If you could consolidate to save a house save a car, you could do a Chapter 13." - John Carlin, Chicago, Ill.
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"My thinking, most cases, absolutely will. Filing bankruptcy puts the automatic stay in place and the automatic stay prevents creditors from collecting their debts and attacking the property of the debtor, which would include foreclosures." - Tom Bradburn, Indianapolis, Ind.
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"The general answer would be yes in a chapter 13, if they’re behind on the car payments they can be made up under the chapter 13 plan and it will allow them to keep current and keep the car. If they’re behind and file a chapter 7 there is a way to keep the car if they can come up with the money to pay for the remainder owed." - Giles King, Memphis, Tenn.
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"Yes, you should within about two years. You should be able to restore your credit score to the same level or higher." - John Carlin, Chicago, Ill.
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"The whole concept behind bankruptcy is a fresh start. The idea is to wipe away your debts and obligations and give you a chance to rebuild your credit history, it is absolutely a chance to start over." - Tom Bradburn, Indianapolis, Ind.
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The content found on this Q&A page is not legal advice and is purely for informational purposes. Total Bankruptcy, Inc. does not guarantee the accuracy, integrity or quality of submissions. The answers provided on this page may not represent the opinions of the site editor(s), Total Bankruptcy, Inc. or its affiliates.


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