Credit Cards

Credit Card Reform vs Creditors

Chris Kramer — Thu, 22 Oct 2009 22:01:03 GMT

What the Credit Card Companies Don't Want You To Know Credit Card ReformIn an address given in Albuquerque, New Mexico earlier this month, President Barack Obama outlined the dilemma faced by many American credit card holders. “Americans know that they

The Psychology of Spending

Chris Kramer — Thu, 22 Oct 2009 22:09:40 GMT

Studies have shown that most people don't consciously consider money spent on credit cards as actual money spent. Consumers with credit cards are more likely to pay more for items than people who pay with cash because they don't feel as though they are spending their own money.

Creditors Scramble to Get What They Can From Debtors

Chris Kramer — Thu, 22 Oct 2009 22:02:05 GMT

Creditors Scramble to Get What They Can From Debtors ShareLinks Gerri L Elder Faced with the deep recession and more consumers filing bankruptcy, banks and lenders are feeling the squeeze. Not only are many consumers backed into corners with unmanageable

Deferred Billing Options Can Lead to Financial Trouble

Chris Kramer — Thu, 22 Oct 2009 22:02:44 GMT

Many companies offer deferred billing options to entice consumers into overspending,especially during holiday shopping - Total Bankruptcy.

Why Are We in So Much Debt?

Chris Kramer — Thu, 22 Oct 2009 22:10:59 GMT

Is there a reason why Americans are struggling under so much debt? Find out at Total Bankruptcy.

Credit Card Reform under Obama

Chris Kramer — Thu, 22 Oct 2009 22:00:44 GMT

When Barack Obama takes office he will deal with many pressing economic issues, including pro-consumer credit card reform - Total Bankruptcy.

Subprime Creditors to Return Hidden Fees

Chris Kramer — Thu, 22 Oct 2009 22:09:09 GMT

Companies issuing credit cards to subprime borrowers are being called out by federal agencies to return hidden fees. More at Total Bankruptcy.

New Regulations Could Help Consumers in Debt

Chris Kramer — Thu, 22 Oct 2009 22:05:05 GMT

The Federal Reserve Board has proposed regulations for the credit card industry to stop abusive practices and give consumers a break - Total Bankruptcy.

Are Credit Cards Colorblind?

Application Administrator — Mon, 01 Dec 2008 17:42:38 GMT

A new study from the Federal Reserve Bank of Boston suggests that minorities have access to less credit than whites. Read on at Total Bankruptcy.

Why America Is Really In Debt

Chris Kramer — Thu, 22 Oct 2009 22:10:32 GMT

Why America Is Really In Debt