If you’re struggling to make ends meet, you’re probably under lots of stress from debt collectors and may be trying to figure out whether you might find relief from options like bankruptcy protection. And, if one of your creditors threatens you with a lawsuit, your debt can go from stressful to scary.
A credit card debt lawsuit may be the culmination of a long struggle with debt. But the lawsuit may only increase your pain, as credit card companies may use them to garnish your paycheck or try to take money from savings or retirement accounts.
To speak with a lawyer right now about your rights regarding credit card lawsuits, please fill out this form. You can get a free case evaluation with a bankruptcy lawyer near you.
So how do credit card lawsuits work? Here’s a look at the process involved when any creditor (credit card issuer or otherwise) turns to the courts to collect on a debt.
So what can you do if you receive notice that a debt collector or creditor has filed a lawsuit against you? The FTC recommends responding within the time indicated on the notice you receive:
If you’re ready to fight a credit card lawsuit head-on, now is the time to connect with a bankruptcy lawyer practicing near you. For a free case evaluation with a local bankruptcy lawyer, simply complete the free form on this page and we'll connect you right away.