Finding a qualified San Jose bankruptcy attorney has never been easier!
Let Total Bankruptcy help connect you with a qualified San Jose bankruptcy attorney. Instead of using the yellow pages, with one phone call (1-877-349-1309) to Total Bankruptcy you can speak with a qualified sponsoring San Jose bankruptcy attorney - for a free initial consultation with absolutely no obligations. We may also be able to supply you with valuable information on all aspects of the debt consolidation, articles on Chapter 7 and Chapter 13 filings, online evaluations and more. Sponsored by experienced consumer bankruptcy attorneys, Total Bankruptcy is a great resource for finding a San Jose bankruptcy attorney to represent your unique needs.
Take advantage of our resources and don't hesitate to call on our qualified bankruptcy attorney.
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San Jose
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A California bankruptcy attorney of Total Bankruptcy is capable of handing your case. Take back control of your financial life.
Who are we?
Total Bankruptcy is managed by Kevin Chern, formerly the Managing Partner of a large debt consolidation law firm. Mr. Chern has the experience needed to create this totally unique website. By working with the sponsoring law firms, he helps them provide you with a high level of service. Total Bankruptcy uses state of the art technology, high level customer service and a broad debt consolidation knowledge base to provide you with a comforting experience during a difficult time in your life. With our attorneys' service, fair fees, convenient locations and flexible payment plans, you may find your experience with us hard to beat!
What we do for you
We may be able to help you eliminate unsecured debts, but secured debts don't go away. Your creditors will hold a lien against your property until the debt is paid. When you file, however, a reaffirmation agreement might be negotiated in which you agree to continue making payments in exchange for your right to keep the property.
We may be able to get you almost immediate protection from your creditors when we file for either Chapter 7 or Chapter 13. The first step is filing a petition in court. This document will ask you to list personal information, including all of your income, your assets, your expenses and your debts. You must also indicate applicable exemptions to which you're entitled. The court appoints a trustee to your case and an "Automatic Stay" might be entered, a court order that prevents creditors from taking any further action against you outside of court. This action may ensure that your creditor calls and bills will stop coming to you, your property cannot be seized, your creditors cannot sue you, your house cannot be foreclosed upon, your paycheck cannot be garnished, your car cannot be repossessed, your bank must stop any foreclosure action and your suspended driver's license must be reinstated.
Get educated about the process by speaking with your lawyer. Call our toll-free hotline at 1 (877) 349-1309 and talk to an attorney, or set up an appointment using our easy, confidential and secure online evaluation form.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.