Depend on our San Jose bankruptcy lawyers to help give you the latest information and qualified legal counsel.
The San Jose bankruptcy lawyers who sponsor Total Bankruptcy believe in keeping you totally informed about what you can and can't do to protect yourself, your home and your family. If your creditors are harassing you, if your wages have been garnished, if you're being threatened with foreclosure, or if you can't keep up with your bills, our San Jose bankruptcy lawyers may be able to come to your defense. And, they may start by helping you understand how bankruptcy can help you get out of debt and give you the fresh financial start that you deserve.
Once you've talked to our San Jose bankruptcy lawyers, you may be on the road to a better and brighter financial future.
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It's easy to schedule a free, no-obligation consultation with our San Jose bankruptcy lawyers. You can call them toll-free at 1-877-349-1309 or simply fill in the free, online case evaluation form. Either way, one of our experienced bankruptcy lawyers should contact you shortly to see how we can best serve your needs.
The top myths about bankruptcy.
Too many people have misconceptions about bankruptcy that prevent them from considering it as a viable alternative to suffering. Don't let this happen to you!
1) Bankruptcy will ruin my credit record. This is absolutely false. What ruins your credit record is your inability to pay your debts on time. If you file for bankruptcy, most of your debts will be discharged, and you may be given a fresh start. You won't be overwhelmed any longer by bills you can't pay, and if you can keep on top of any new debts you incur after you emerge from bankruptcy, your credit record should actually improve.
2) Filing makes me a bad person. Absolutely not! Congress passed the laws to help individuals and businesses with severe financial problems get a fresh financial start and become productive members of society again. Do you think it makes you a better person to avoid your creditors, ignore your bills, and drive yourself further into a debt hole that you'll never get out of, or to get a fresh start, take on new credit responsibly, and pay your bills on time? Millions of business and individuals file each year and become productive members of society - you can too.
3) I won't be able to get credit afterwards. Think about it. If you owned a credit card company, who would you rather give a credit card to: someone who has a massive debt load and is behind on all their bills, or someone whose bills have been wiped out? Probably the latter, right? That's why you will be able to get credit after filing. Since most of your debts will be discharged, and you won't be able to file for another eight years, most creditors will look at you as a good credit risk and you will be able to get credit again.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.