Find experienced Santa Ana bankruptcy lawyers with Total Bankruptcy
Our Santa Ana bankruptcy lawyers may make it easy to find good legal counsel by sponsoring Total Bankruptcy. This web site not only provides you with a vast amount of information, it also can directly connect you with experienced legal professionals who may be able to answer your specific questions.
|
Santa Ana
930 W. 17th Street Suite C Santa Ana, CA 92708 Map | Directions | Case Evaluation |
||
|
||
» Back to Locations Map |
||
Finding good Santa Ana bankruptcy lawyers used to require a lot of research and phone calls. Now you may be only one click away from making the right connection. Simply fill out the online case evaluation form. Or, if you prefer, you can also call our toll free number, 1 (877) 349-1309. Either way, one of our Santa Ana bankruptcy lawyers should quickly contact you to set up a free, no-obligation meeting at your convenience.
That's right, your first meeting with out Santa Ana bankruptcy lawyers is absolutely free - and does not, in any way, obligate you to take further action. At that meeting you may discuss your situation and get to know our California attorneys. Should you decide to move ahead, you may hire one of our California bankruptcy lawyers with a down payment and then make payments over time. If you choose to file a Chapter 13 case, you may be able to actually include their fees in your long-term payment program.
Is Chapter 13 a good option for you?
In general, a Chapter 13 case will be better for you than a Chapter 7 in the following circumstances:
You have tax debts. It is very difficult to discharge your tax debts in a Chapter 7 plan. Furthermore, even if you are able to discharge some tax debts through Chapter 7, if the IRS has any recorded tax liens against you, these liens will survive your filing and still be on your record, and the IRS can seize any property you owned at the time you filed.
If you want to keep your nonexempt property. If you have a lot of nonexempt property, property which you would have to give up to your creditors were you to file a Chapter 7, filing Chapter 13 may allow you to keep this property.
If you have received a Chapter 7 discharge within the previous eight years. You cannot file another Chapter 7 for eight years.
You want to protect cosigners on your debts. If you had your spouse or parent cosign on an auto or other personal loan for you prior to your filing, a Chapter 7 won't protect your cosigner, and your creditor could go after your family member for the full amount of your debt. If, instead, you file under Chapter 13, your cosigner should be fully protected from your creditors as long as you make your payments under your repayment plan.
You want to consolidate your student loans. Although you can't discharge your student loans in a Chapter 7, you can include them in your Chapter 13 repayment plan and repay them over time.
Click Here For a Free Bankruptcy Evaluation
The purpose of this web site is to help you learn everything you need to know about bankruptcy, the process, your bankruptcy attorney and your legal rights. The best place to start is with the U.S. Bankruptcy Code. It delivers protection to people in financial jeopardy who are suffering under mountains of debt. Bankruptcy is your legal right.