Better Business Bureau Accredited
Your debt may have you feeling helpless and hopeless, but there are powerful debt-relief options available.
To illustrate the reach of bankruptcy protection, we put together this page outlining some details about filing bankruptcy under Chapter 7 and Chapter 13 in North Dakota.
If, after learning about your options, you want to take the next step, just complete the free case review form on this page and we’ll connect you with a sponsoring North Dakota bankruptcy lawyer in your area.
The bankruptcy laws in North Dakota are structured to offer relief to people that are in serious need of help. State bankruptcy laws may provide powerful protections.
For example, only Chapter 7 bankruptcy can allow a complete discharge of most or all unsecured debts. Being free of these debts could be life-changing.
In some cases Chapter 7 bankruptcy may involve liquidation of property. For example, if you owned multiple houses, you may only be allowed to keep one.
The good news is that the bankruptcy laws provide strong exemptions that may protect your property, including your home, car, clothes and even crops from being sold.
Chapter 13 bankruptcy is often called “reorganization” because during filing debts are ordered, reorganized and sometimes reduced.
Then, instead of facing late fees and fines while struggling to keep up with multiple bills, only one monthly check needs to be written to your trustee who will handle the creditors. As long payments are made on time, those under the Chapter 13 protections should be safe from foreclosure, repossession and creditor harassment.
To accomplish Chapter 13 bankruptcy you will need some regular income. This is a viable solution for people whose debts are the result of a temporary setback, say a job loss or personal injury, and they’ve since recovered. And, thanks the vast property protections, they should still be able to keep their house and car.
You may already feel that a certain type of bankruptcy will be able to help. But you may still want advice about filing bankruptcy from a North Dakota bankruptcy lawyer. Your attorney can help you sort through all the details, and work with you to take complete advantage of all the resources available.
Call us, toll free, at 877-349-1309 or complete the free case review form on this page and we’ll connect you with a local North Dakota bankruptcy right away.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.
PAID ATTORNEY ADVERTISEMENT: THIS WEB SITE IS A GROUP ADVERTISEMENT AND THE PARTICIPATING ATTORNEYS ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The information contained herein is not legal advice. Any information you submit to Total Bankruptcy may not be protected by attorney-client privilege. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 510, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here, or call 866-200-8052.
If you live in Florida, Mississippi, Missouri, New York or Wyoming, please click here for additional information.
By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.