Bankruptcy Information & Lawyers
Filing bankruptcy may be an option if you're struggling to pay the bills.
Connect With a Bankruptcy Lawyer for Free
Bankruptcy was designed to resolve debt and stop foreclosure and lawsuits. Ask a bankruptcy attorney whether Chapter 7 or 13 bankruptcy could help you:
Chapter 7 vs. Chapter 13 Bankruptcy
You've probably heard about the different bankruptcy chapters, but what could they mean for you?
Bankruptcy Under Chapter 7
If you want to eliminate unsecured debt like credit cards, payday loans, some personal loans, utility and medical debt, filing Chapter 7 bankruptcy may be an option for you.
Chapter 7 bankruptcy is usually a viable option for people with lots of unsecured debt and little income coming in. Talk to a bankruptcy lawyer to see if you qualify to file bankruptcy under Chapter 7 of the U.S. Bankruptcy Code.
Bankruptcy Under Chapter 13
If you're facing foreclosure or looking for an interest-free debt repayment plan, Chapter 13 bankruptcy may be the right choice for you.
Chapter 13 bankruptcy is typically an option for people who have steady income, but also have lots of unsecured debt and debt tied to property they don't want to lose (like a house). In many cases, Chapter 13 bankruptcy can stop foreclosure proceedings.
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Speak With a Local Bankruptcy Lawyer Today
Not sure whether filing bankruptcy is a good option for you? If you're in debt and looking for a way out, a bankruptcy lawyer can help you make a better-informed decision.
Speak with one of our sponsoring bankruptcy lawyers today. It's free.
More People Filing Bankruptcy in These Times
Every day, people just like you decide to file for bankruptcy.
With this economy, bankruptcy doesn't hold that old stigma it may have had a decade ago. Most of us are struggling with debt--and many of us have lost income thanks to the economy. Sometimes we just need help.
The bankruptcy court has helped millions of Americans get out of debt. Ask a local bankruptcy attorney whether filing bankruptcy could help you.
What Happens After Filing Personal Bankruptcy?
If you're thinking about filing bankruptcy, you're probably wondering how it can affect credit.
It's true that bankruptcy stays on a credit report for up to 10 years (may be less depending on which type of bankruptcy is filed), but once the slate is essentially "wiped clean" after a successful bankruptcy filing, people can instantly start rebuilding their credit.
In fact, many people even gain stronger credit scores after filing bankruptcy because their old debt is gone and they can start fresh.
Find a Bankruptcy Lawyer Right Now
If you have questions about bankruptcy laws or you have general questions about filing bankruptcy or eliminating debt, a bankruptcy lawyer may be able to help you.
Connect to a local bankruptcy attorney—for free—by filling out the below free bankruptcy evaluation form.
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Bankruptcy & Economic News
The latest bankruptcy-related news: