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What is Total Bankruptcy?

Total Bankruptcy is a consumer resource, providing hundreds of pages of information about bankruptcy law, the bankruptcy process, bankruptcy-related requirements  and general financial, economic and consumer protection information to consumers across the country.

We strive to provide the best online bankruptcy resources available, and to provide as much information as possible about issues like Chapter 7 bankruptcy eligibility and means testing, the differences between Chapter 7 and Chapter 13 bankruptcy, pre-bankruptcy requirements, non-dischargeable debts, bankruptcy exemptions and more.

However, we also recognize that when it's time to actually make a decision about filing for bankruptcy, it can be a good idea to talk with a bankruptcy attorney in your area.

Fill out the below form to talk to a bankruptcy attorney in your area:

Bankruptcy Attorneys

Would you hire a criminal lawyer for a real estate closing, or a patent attorney for a divorce? Of course not. Finding the right attorney can be difficult.

And if you seek referrals from friends and family, you may end up with a bankruptcy lawyer who did a great job with your brother's traffic ticket or your grandmother's will, but maybe isn't really a bankruptcy lawyer.

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When you talk with a sponsoring bankruptcy lawyer through Total Bankruptcy, you know exactly what to expect: that attorney has chosen to participate in this national effort to inform prospective bankruptcy petitioners like you.

What Makes Total Bankruptcy Different?

Total Bankruptcy was founded by Kevin Chern, one of the country's most prolific consumer bankruptcy attorneys and is sponsored by consumer bankruptcy lawyers across the country.

After working with thousands of consumer bankruptcy clients, Kevin Chern and his team know what kind of information is important to people who are considering filing bankruptcy and what kind of resources you may be looking for.

We also know how difficult the decision to file for bankruptcy protection can be, and how important it is that you have accurate information to help you make calm, educated decisions to protect your financial future.

Unsure About Filing Bankruptcy?

Every case is different. We know there's no one "right answer" for everyone.

We also know, though, that good decisions require good information.

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Make use of the resources on the Total Bankruptcy Web site and educate yourself about bankruptcy in general. Then, if you think that filing bankruptcy might be the right option for you, speak with a bankruptcy lawyer in your area.

There's no commitment--just an opportunity to get your questions about bankruptcy answered so that you can make a better decision about whether Chapter 7 bankruptcy or Chapter 13 bankruptcy might be right for you.


PAID ATTORNEY ADVERTISEMENT: This Web site is a group advertisement. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. The sole basis for the inclusion of the participating lawyers or law firms is the payment of a fee for exclusive geographical advertising rights. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. The information contained herein is not legal advice. Any information you submit to Total Bankruptcy may not be protected by attorney-client privilege. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 510, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here.

If you live in Alabama, Florida, Missouri, New York or Wyoming, please click here for additional information.

By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.