Total Bankruptcy is a consumer resource, providing hundreds of pages of information about each state's bankruptcy laws, the bankruptcy process, bankruptcy filing requirements, and general financial, economic and consumer protection information to consumers across the country.
We strive to provide the best online bankruptcy resources available, and to provide as much information as possible about issues like Chapter 7 bankruptcy eligibility and means testing, the differences between the Chapter 7 and Chapter 13 bankruptcy Codes , pre-bankruptcy requirements, non-dischargeable debts, bankruptcy exemptions and more.
However, we also recognize that when it's time to actually make a decision about filing for bankruptcy, it can be a good idea to talk one-on-one with a bankruptcy attorney in your area.
Would you hire a criminal lawyer for a real estate closing, or a patent attorney for a divorce? Of course not. Finding an attorney for your case can be difficult.
And if you seek referrals from friends and family, you may end up with a lawyer who did a great job with your brother's traffic ticket or your grandmother's will, but maybe isn't really a bankruptcy lawyer.
When you talk with a sponsoring bankruptcy lawyer through Total Bankruptcy, you know exactly what to expect: that attorney has chosen to participate in this national effort to inform prospective bankruptcy petitioners like you.
Total Bankruptcy was founded by Kevin Chern, one of the country's most prolific consumer bankruptcy attorneys and is sponsored by consumer bankruptcy lawyers across the country.
After working with thousands of consumer bankruptcy clients, Kevin Chern and his team know what kind of information is important to people who are considering filing bankruptcyand what kind of resources you may be looking for.
We also know how difficult the decision to file for bankruptcy protection can be, and how important it is that you have accurate information to help you make calm, educated decisions to protect your financial future.
Every case is different. We know there's no one "right answer" for everyone.
We also know, though, that good decisions require good information.
Make use of the resources on the Total Bankruptcy website and educate yourself about bankruptcy in general. Then, if you think that filing bankruptcy might be the right option for you, speak with a bankruptcy lawyer in your area.
There's no commitment--just an opportunity to get your questions about bankruptcy answered so that you can make a better decision about whether Chapter 7 bankruptcy or Chapter 13 bankruptcy might be right for you.
PAID ATTORNEY ADVERTISEMENT: THIS WEB SITE IS A GROUP ADVERTISEMENT AND THE PARTICIPATING ATTORNEYS ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. Your request for contact will be forwarded to the local lawyer who has paid to advertise in the ZIP code you provide. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network nor does it analyze a person's legal situation when determining which participating lawyers receive a person's inquiry. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The information contained herein is not legal advice. Any information you submit to Total Bankruptcy does not create an attorney-client relationship and may not be protected by attorney-client privilege. Do not use the form to submit confidential, time-sensitive, or privileged information. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 400, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here, or call 866-200-8052.
FLORIDA ONLY: Total Bankruptcy is considered a lawyer referral service in the state of Florida under the Florida Rules of Professional Conduct. By all other standards, Total Bankruptcy is a group advertisement and not a lawyer referral service.
If you live in Mississippi, Missouri, New York or Wyoming, please click here for additional information.
By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.