The Bankruptcy Automatic Stay

Filing Bankruptcy May Stop Foreclosure, Repossession & Lawsuits

When a person files for bankruptcy, they usually receive immediate protection from creditors through a special court order known as the bankruptcy automatic stay. This means creditors must stop collection efforts.

The automatic stay in bankruptcy was designed to:

HALT foreclosure
STOP repossession
SILENCE creditors
STOP many lawsuits & wage garnishments

The Bankruptcy Code protects you by force of the automatic stay provision. With very limited exceptions, this "stay" prohibits all collection activity after filing bankruptcy.

The automatic stay is designed to stop any lawsuit filed against you and almost any other action against you, your property and your paycheck.

If you’re tired of harassing phone calls and letters from creditors, take action to get your debt under control. Speak with a local attorney about how bankruptcy can provide relief.

File Bankruptcy to Use the Automatic Stay

The automatic stay is invoked when filing both Chapter 13 and Chapter 7 bankruptcy. In the case of Chapter 13 bankruptcy, the automatic stay provision may stay in effect for the duration of your repayment period, which could be 3-5 years.

If you think you could use the automatic stay to stop harassment, wage garnishment, lawsuits and foreclosure, speak with a bankruptcy attorney about your options.

Simply complete the form below and we'll connect you with a local bankruptcy lawyer right away.

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