Living under the burden of massive debt doesn't have to become a way of life.
In fact, many people turn to debt relief options like bankruptcy because of a temporary, unexpected setback.
Perhaps you lost a job, filed divorce, or are facing expensive medical bills from a recent illness or injury?
The U.S. Bankruptcy code addresses many types of debt, including credit card debt, medical bills, mortgage, utilities bills and even payday loan debt.
Filing bankruptcy in Washington may eliminate some or all of this debt while simultaneously protecting all or most of your property.
To truly know the debt relief options available, speak with a Washington bankruptcy lawyer near you.
A bankruptcy lawyer can speak with you about Washington bankruptcy laws and which options are available to you.
One of our sponsoring Washington bankruptcy lawyers may also answer questions about your situation specifically, including how filing bankruptcy might impact you in the long-term.
To speak with a Washington state bankruptcy lawyer near you, call 877-349-1309or fill out the free case review form on this page.
Chapter 13 bankruptcy organizes your debt - and may discharge some of your debt - and creates a court-scheduled, interest-free debt repayment play.
During this repayment period, which typically lasts three-five years, you should be protected from creditor harassment, foreclosure and repossession. To qualify for Chapter 13 bankruptcy, you typically must satisfy three requirements:
If you do not meet the requirements for Chapter 13, then Chapter 7 bankruptcy may be a good option.
Chapter 7 bankruptcy involves a liquidation of some of your assets to pay your creditors, but each state, including Washington, outlines specific exemptions.
These exemptions protect certain amounts of your property and often include your house, car and other personal items, like wedding rings.
To learn more about Chapter 7 or Chapter 13, to see which options you qualify for, and to see what and how much of your property is protected, speak with a bankruptcy lawyer near you.
If you want to speak with a Washington bankruptcy lawyer about your debt relief options, how the state's laws might affect you, and other relevant bankruptcy information, speak with a local bankruptcy lawyer.
For a free bankruptcy case evaluation call us toll free at 877-349-1309 and we'll connect you with a local attorney or complete the free form on this page.
Get more information on Seattle bankruptcy attorneys and other local lawyers.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.
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