More than one million Americans resolve their debt by filing for bankruptcy protection every year. It's a court-supervised process designed eliminate debt and stop collections, repossession, foreclosure, lawsuits and wage garnishments.
If you're overwhelmed by debt and considering filing for Chapter 7 or Chapter 13 bankruptcy as a source of financial relief, learn how you could achieve a fresh start.
Bankruptcy is a powerful tool, but is it right for you? Talk to a bankruptcy attorney about your options. Receive a free evaluation by a lawyer. Simply fill out the quick case review form below to get started now.
If you're avoiding creditors, or if you've been trying to work with them but they won't budge, it's probably time to examine other options.
If you've been threatened with collections, and they've even gone as far as threatening or starting the foreclosure or repossession process, filing personal bankruptcy may stop those efforts cold.
By filing bankruptcy under Chapter 7, many people have eliminated their unsecured debt, like:
Alternatively, filing Chapter 13 may also help stop foreclosure or repossession. Under Chapter 13, people repay debts through an interest-free repayment plan that usually lasts 3 to 5 years.
Keep in mind, you can regain credit after filing bankruptcy. Don't let creditors fool you. Many people have improved their credit after filing because they were able to dump that old debt and start anew.
Bankruptcy is a legal process that was designed to forgive debts.
Get information on the bankruptcy filing process, laws and the different chapters of bankruptcy:
Bankruptcy and Foreclosure - Bankruptcy may stop foreclosure. The automatic stay is a powerful court order that can be used to stop most forms of collection.
Your Car and Bankruptcy - Can you keep your car if you file bankruptcy? Get the facts. Learn how the bankruptcy court may protect your auto from creditors.
Wage Garnishment - Wage garnishment can be difficult for a family already living on the edge. In some states, creditors may be able to access half of your paycheck. Fortunately, bankruptcy's automatic stay directly addresses garnishment.
Get the facts about what bankruptcy can do for you by speaking with a local bankruptcy attorney about your financial situation. You can arrange a free, no-obligation initial consultation today by filling out the case review form below.
If you live in the United States, you can file bankruptcy under the U.S. Bankruptcy Code. This code was created to give everyone a chance to resolve debts and move forward.
Filing for bankruptcy can be a big decision, but for many people it's the start to a new life.
If you need specific information about how filing bankruptcy may help you, speak with a local bankruptcy attorney today.
To connect with a sponsoring bankruptcy attorney, click below or call 877-349-1309. Speak to a Bankruptcy Lawyer Today
By: Kevin ChernSpeak to a Bankruptcy Lawyer Today
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