California Bankruptcy Laws & Exemptions
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California Bankruptcy Laws

Talk to a California Bankruptcy Lawyer

If you live in California and are considering filing bankruptcy, a local bankruptcy lawyer can answer your questions about what options are available to you.

With a California bankruptcy lawyer as your guide, you may find out if filing Chapter 7 or Chapter 13 bankruptcy would be a good way to eliminate your debt.

To speak with a lawyer near you, simply fill out the below free bankruptcy case evaluation form or call 877-349-1309.

Free Case Evaluation

Bankruptcy Law & California State Exemptions

Your bankruptcy lawyer may ask key questions about your financial situation, assets and goals.

This information will be used to help determine if you should file Chapter 7 or Chapter 13 bankruptcy.

You don’t have to suffer under your debt. Speak with a local bankruptcy lawyer about how Chapter 7 and Chapter 13 bankruptcy can help you eliminate your debt, protect your property and give you a fresh start.

Chapter 7 bankruptcy is often called liquidation because the bankruptcy trustee may liquidate or sell off non-exempt assets you may own. However, many people who file Chapter 7 bankruptcy do not own any non-exempt assets. In these cases, there is no liquidation and many unsecured debts may be discharged.

If you opt to file Chapter 7 bankruptcy, one of your first steps will be to find out which and how much of your property will be exempt from liquidation.


  • Up to $100,000 for family members living with other, non-owner family members.
  • Up to $175,000 for anyone 65-years-old or older, disabled, or 55-years-old or older with an annual gross income of less than $15,000 if single, $20,000 if married.
  • Up to $75,000 for anyone not covered by other statutes.


  • 75 percent of all paid earnings.


  • Up to $2,300 of your equity in all vehicles.

Personal Property

  • All ordinary and necessary household furnishings, appliances, clothing provisions and personal property are 100 percent exempt.
  • Up to $6,075 for jewelry and heirlooms.
  • Up to $6,075 for tools used in your business or trade.

Chapter 13 bankruptcy is often called reorganization. Under Chapter 13 bankruptcy you may be able to keep most of your property and work out a debt repayment plan to catch up on past due debts. If you decide to file Chapter 13 bankruptcy, one of your first tasks will be creating a proposed repayment plan for your debts.

Need Bankruptcy Help? Connect with a California Bankruptcy Attorney

As you can see, California bankruptcy laws are very specific. Ask a local California bankruptcy lawyer if filing bankruptcy could help you.

When you speak with your attorney, he or she will likely explain the bankruptcy process in detail and answer questions that you may have about your bankruptcy case.

We make it very simple to get in touch with a California bankruptcy lawyer. Fill out the free case evaluation form on this page or give us a call at 877-349-1309, and we’ll connect you with a local bankruptcy lawyer as soon as possible.

We have sponsoring bankruptcy attorneys across California. Get help finding:

Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.

Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.

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