If you are considering filing bankruptcy in Georgia, get the facts about the options available. By speaking with a Georgia bankruptcy lawyer, you can learn more about Chapter 7 and Chapter 13 bankruptcy laws and how they may affect you.
After hearing all of the details about the bankruptcy process, make an educated decision about your financial future.
To speak with a Georgia bankruptcy lawyer near you, simply fill out the form on this page, or call, toll free, 877-349-1309.
A Georgia bankruptcy lawyer will probably begin your consultation by explaining the difference between Chapter 7 and Chapter 13 bankruptcy.
This often includes what is called a means test. This involves asking some very personal questions about your assets, debts and your financial goals. These answers will help you and your bankruptcy lawyer determine if filing Chapter 7 or Chapter 13 bankruptcy is right for your circumstances.
Chapter 7 bankruptcy is often called “liquidation” because bankruptcy trustees in Chapter 7 bankruptcy cases have the option to sell any non-exempt property the debtor may own. However, in most Chapter 7 bankruptcy cases, there are no non-exempt assets, so no property is liquidated. Many unsecured debts may be discharged in Chapter 7 bankruptcy, making it an attractive option for many debtors.
Before filing Chapter 7 bankruptcy, you will likely want to find out from a local bankruptcy lawyer which and how much of your property may be exempt from liquidation.
Chapter 13 bankruptcy is usually called “reorganization.” Chapter 13 is designed for people with some income and lots of property they want to protect from repossession. Payment of past due debts are usually handled with a three-five year debt repayment plan that is approved by the court.
After filing Chapter 13 bankruptcy, one of a debtor’s first priorities will be putting together, with the help of your lawyer and the court, a proposed debt repayment plan.
Many times, people who are considering filing for bankruptcy feel overwhelmed by all of the details. A bankruptcy lawyer in Georgia can answer your questions about the state’s laws and how they apply to your case. This information may be helpful as you decide if bankruptcy is right for you.
Finding a Georgia bankruptcy lawyer is easy at Total Bankruptcy. Fill out the form below or call us at 877-349-1309, and we’ll connect you with a local sponsoring bankruptcy lawyer right away.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.
PAID ATTORNEY ADVERTISEMENT: THIS WEB SITE IS A GROUP ADVERTISEMENT AND THE PARTICIPATING ATTORNEYS ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. Your request for contact will be forwarded to the local lawyer who has paid to advertise in the ZIP code you provide. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network nor does it analyze a person's legal situation when determining which participating lawyers receive a person's inquiry. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The information contained herein is not legal advice. Any information you submit to Total Bankruptcy does not create an attorney-client relationship and may not be protected by attorney-client privilege. Do not use the form to submit confidential, time-sensitive, or privileged information. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 400, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here, or call 866-200-8052.
FLORIDA ONLY: Total Bankruptcy is considered a lawyer referral service in the state of Florida under the Florida Rules of Professional Conduct. By all other standards, Total Bankruptcy is a group advertisement and not a lawyer referral service.
If you live in Mississippi, Missouri, New York or Wyoming, please click here for additional information.
By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.