Better Business Bureau Accredited
If you’re tired of worrying about growing debt and harassing creditor calls, you may be interested in discovering how personal bankruptcy may be able to help you.
On this page, you’ll find the basics about personal bankruptcy. Talk with a Maryland bankruptcy lawyer to get answers about how federal and state laws could affect you.
Simply fill out the free bankruptcy evaluation form and we’ll connect you with a local bankruptcy attorney.
Chapter 7 bankruptcy, which is sometimes called "liquidation," offers filers a discharge of unsecured debts, like credit card bills and payday loan debt. In order to repay some creditors, a filer’s bankruptcy trustee may sell (liquidate) some of the filer’s possessions.
However, many of your possessions will likely be safe from liquidation: Maryland bankruptcy law outlines several exemptions to protect your essential belongings, including your home, from this sale.
Chapter 13 bankruptcy allows filers to catch up on their debts over a 3-5 year period, which may help prevent foreclosure for several years. During this time, filers make regular payments, according to a repayment plan from the court.
Chapter 13 bankruptcy tends to be best for individuals with a steady income.
You may have heard that Chapter 13 bankruptcy can help halt mortgage foreclosure.
This is because of the automatic stay, a provision that halts all collection action as soon as a petitioner’s bankruptcy case is filed. Foreclosure is considered a form of collection, so filing for bankruptcy may temporarily halt foreclosure.
Whether you’re interested in learning more about Maryland exemptions, getting an idea of which type of personal bankruptcy would work best for your finances or taking the next step and filing bankruptcy, you may want to contact a bankruptcy lawyer.
To get in touch with a Maryland bankruptcy lawyer near you, fill out the free form on this page or call us toll-free at 877-349-1309.
Make the first move right now and contact us today.
Note: Keep in mind all laws are complex. If you need legal advice or want to fully understand how these laws affect you, please speak with a local attorney.
Laws may have changed since our last update. For the latest information on your state's bankruptcy laws, speak to a local bankruptcy lawyer.
PAID ATTORNEY ADVERTISEMENT: THIS WEB SITE IS A GROUP ADVERTISEMENT AND THE PARTICIPATING ATTORNEYS ARE INCLUDED BECAUSE THEY PAY AN ADVERTISING FEE. It is not a lawyer referral service or prepaid legal services plan. Total Bankruptcy is not a law firm. Your request for contact will be forwarded to the local lawyer who has paid to advertise in the ZIP code you provide. Total Bankruptcy does not endorse or recommend any lawyer or law firm who participates in the network nor does it analyze a person's legal situation when determining which participating lawyers receive a person's inquiry. It does not make any representation and has not made any judgment as to the qualifications, expertise or credentials of any participating lawyer. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. The information contained herein is not legal advice. Any information you submit to Total Bankruptcy does not create an attorney-client relationship and may not be protected by attorney-client privilege. Do not use the form to submit confidential, time-sensitive, or privileged information. All photos are of models and do not depict clients. All case evaluations are performed by participating attorneys. An attorney responsible for the content of this Site is Kevin W. Chern, Esq., licensed in Illinois with offices at 25 East Washington, Suite 400, Chicago, Illinois 60602. To see the attorney in your area who is responsible for this advertisement, please click here, or call 866-200-8052.
FLORIDA ONLY: Total Bankruptcy is considered a lawyer referral service in the state of Florida under the Florida Rules of Professional Conduct. By all other standards, Total Bankruptcy is a group advertisement and not a lawyer referral service.
If you live in Mississippi, Missouri, New York or Wyoming, please click here for additional information.
By an Act of Congress and the President of the United States, we are a federal Debt Relief Agency. Attorneys and/or law firms promoted through this Web site are also federally designated Debt Relief Agencies. They help people file for relief under the U.S. Bankruptcy Code. Disclosures Required Under the U.S. Bankruptcy Code.